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5 Types of Two Wheeler Insurance Policy Coverage

Know on Two Wheeler Insurance

Two-wheeler insurance is a type of insurance that is mandatory in India. Falling under the General insurance product category, it helps protect people against accidents that take place on the road.

Loss or damage to your vehicle against natural calamities

Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide.

Loss or damage to your vehicle against man-made calamities

Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.

Personal Accident Cover

Coverage of ₹ 15 lakhs for the individual driver of the vehicle while travelling, mounting or dismounting from the ​Two Wheeler. Optional personal accident covers for co-passengers are also available.

Third Party Legal Liability

Protection against legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the surrounding property.

Comprehensive Coverage

Comprehensive bike insurance policy is a combination of Third-party liability insurance and own-damage cover. Your bike will be covered against theft, loss, and damage. It offers monetary support against all kinds of damages caused to your bike as well as another individual, vehicle or property.

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