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Choose a Better Health Insurace Plan
Enhance Your Happy Life

Highlights of Health Insurance

No capping on room rent

No capping on room rent – Treatment at Single Standard A/C room.

Health Checkup

Cost of health check up for every block of 3 claim free years.

Extra cover

Air ambulance assistance, second medical opinion are covered.

Personal accident cover

Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.

medical procedures

Covers medical expenses incurred on Bariatric surgical procedures and its complications.

Cover on OPD basis

Dental / Opthalmic cover on OPD basis.

Boosting Your Benefits

Patient Hospitalization

Hospitalization cover protects the insured for in patient hospitalization expenses for a minimum period of 24 hrs.

Expenses for Delivery

including Pre-natal and Post natal expenses up-to the limits specified. A waiting period of 36 months of continuous coverage under this policy with Star will apply.

Outpatient Dental

Ophthalmic treatment – Dental / Ophthalmic treatments as an out-patient – once in a block of every three years irrespective of whether a claim is made or not.

Hospital Cash

Hospital cash benefit for each completed day of hospitalization.

Accidental Death

Permanent Total Disablement – Cover against Accidental Death – The person chosen by the Proposer at the time of payment of premium as mentioned in the schedule herein is covered for Personal Accident

Health Checkup

Cost of Health Check-up once after a block of every three claim-free years

Second Medical

Option for Second Medical Opinion – The Insured Person is given the facility of obtaining a Second Medical Opinion in electronic mode from a Doctor in the Company’s network of Medical Practitioners

Bariatricsurgery

Expenses incurred on hospitalization for bariatric surgical procedure.

Eligibility

Persons between 18 years and 65 years of age at the time of entry can take this Insurance. Dependent children can be covered from 3 months and up to 25years of age. There is no upper age limit for continuous renewals.

This policy is both on Individual basis and on Family Floater basis. Family for the purpose of this policy means self, spouse and dependent children, not exceeding.

General Term

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Co-Payment

10% of each and every claim for persons above 60 years at entry level and their subsequent renewals.

Tax Benefits

Amount paid by any mode other than by cash for this insurance is eligible for relief under Section 80D of the Income Tax Act.

Free look period

A free look period of 15 days from the date of receipt of the policy is available to the insured to review the terms and conditions of the policy.

Advantages of Health Insurance

No third Party Administrator, direct in-house claim settlement and Faster & hassle-free claim settlemen.

Cashless hospitalization wherever possible and Network of more than 9600+ hospitals across India.

24×7 Toll Free Helpline and Information on health through free health magazine.